 Y - Date Report |
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Balance Sheet |
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2004
Dec.
|
2005
Jun .
|
%
Chg.
Sept.05-Jun.05 |
2005
Sept. |
%
Chg.
Sept.05-Sept.04 |
2004
Sept. |
Asset |
472,034 |
467,875 |
(1.02) |
463,105 |
(0.63) |
466,040 |
Loans |
333,815 |
298,033 |
0.67 |
300,022 |
(3.60) |
311,229 |
| - NPL |
10,988 |
11,243 |
3.98 |
11,690 |
40.02 |
8,349 |
Deposit |
385,470 |
362,083 |
8.37 |
392,390 |
(1.03) |
396,477 |
| Equity |
33,247 |
34,450 |
(2.24) |
33,680 |
3.98 |
32,391 |
| Paid-up Shares |
21,128 |
21,128 |
- |
21,128 |
- |
21,128 |
| Share Outstanding |
2 ,113 |
2,113 |
- |
2,113 |
- |
2,113 |
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Income Statement |
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2004 |
6M05
|
%
Chg.
9 M05-6M05 |
9M05 |
%
Chg.
9 M05-9M04 |
9 M04
|
Interest Income |
15,679 |
8,390 |
|
12,781 |
9.31 |
11,692 |
| Interest Expense |
(5,767) |
(2,938) |
|
(4,415) |
0.71 |
(4,384) |
| Net Interest Income |
9,912 |
5,453 |
|
8,366 |
14.48 |
7,308 |
| Non-Interest Income |
4,171 |
1,781 |
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2,304 |
(24.38) |
3,047 |
| Gross Income |
14,083 |
7,234 |
|
10,670 |
3.04 |
10,355 |
| Operating Expense |
(7,225) |
(3,754) |
|
(5,834) |
12.41 |
(5,190) |
| Pre-Provision Profit |
6,858 |
3,480 |
|
4,836 |
(6.37) |
5,165 |
| Provision for Bad Debt |
(486) |
(213) |
|
(248) |
427.66 |
(47) |
| Tax |
(5) |
(2) |
|
(3) |
(25.00) |
(4) |
| Net Profit |
6,367 |
3,265 |
|
4,585 |
(10.34) |
5,114 |
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Performance Ratios |
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9M05 |
6M05 |
3M05 |
| EPS |
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0.79 |
| ROE |
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|
19.74 |
| ROA |
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|
1.42 |
| Book Value |
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|
16.38 |
| BIS |
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|
10.67 |
| - Tier 1 |
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|
9.70 |
| - Tier 2 |
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|
0.97 |
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Products
