Market Share (%)
	SCIB	Top 5	Medium 2	Small 5
Asset	7.11	14.88	8.14	1.87
Loan	6.39	15.28	7.80	1.61
Deposit	6.82	14.99	8.26	1.71
Branch	9.10	14.19	10.27	1.71
No. of Branch **	370	2,884	835	347

** Excluding Head offices

Performance Ratios
	SCIB	Top 5	Medium 2	Small 5	Industry
Cost/Income	51.89	50.02	52.81	68.16	51.99
EPS (Baht/Share)	1.55	1.32	1.26	0.24	1.09
ROE (%/Year)	19.29	20.12	18.41	9.66	18.97
ROA (%/Year)	1.39	1.66	1.19	0.73	1.50
Book Value (Baht/Share)	16.31	13.61	14.10	4.95	11.86

Capital & Asset Quality Ratios
	SCIB	Top 5	Medium 2	Small 5	Industry
BIS ( % )	11.63	12.76	10.95	15.00	12.64
- Tier 1	10.71	8.96	7.99	13.36	9.13
- Tier 2	0.92	3.79	2.97	1.63	3.51
NPL / Loans	3.77	13.24	7.30	8.52	11.94
Loan Loss Reserve/(NPL+TDR)	36.64	N.A.	N.A.	N.A.	N.A.
Reserve/NPL	95.07	60.48	53.83	125.87	63.60
Reserve/Loans **	4.64	8.10	4.52	10.73	7.82
NPA/Total Asset	4.96	12.18	7.59	8.91	11.13

** Excluding AMC Notes	As of June 30 , 2005
Group Average Top 5 : BBL,KTB,KBANK,SCB,TMB Med 2 : BAY,SCIB Small 5 : BOA,SCNB,BT,NBANK,UOBR