Deposit

Home Deposit Account : Happy Home Happy Saver Product description: For people thinking of buying a home, customers can open a deposit account of Home Deposit Account by starting at least 5,000 Baht a month, every month equally, for 12 or 18 months. Upon the maturity period of saving 12 or 18 months completed and customers apply for SCIB’s Home Loan campaign, the three benefits from SCIB’s Home Loan campaign will be applied if the lending request approved. The unique feature is that it is a hybrid savings and lending product, suitable for those saving up for the deposit on a home.    Customers type: Personal Product Types, Interest Rate, and Depositing Minimum Amount: Product Type  Rate Minimum Amount 1. Home Deposit account 12 months Fixed deposit 12 month * 5,000 baht 2. Home Deposit account 18 months Fixed deposit 12 month * + 0.25 % 5,000 baht

Remark* Fixed deposit interest rate as at the date opening an account and the rate is based on the Fixed deposit rate of the Timed deposit 12 month by the bank’s official announcement for persona customer type.

• Promotion:

Savers can choose to deposit at least Bt5,000 a month for 12 or 18 months. After the home loan is approved, the customer will get special benefits including receiving cash back for 0.5 per cent of the deposit amount as matured - which not more than 600,000 Baht - and a waiver of the loan and appraisal fees amounting to 2,500 Baht.

The promotion of these special benefits will be offered to customers opening an account before June 30, 2009 and expire one year after the savings account deal is completed.