| Balance Sheet |
| |
2009 Dec. |
2010 Jun. |
% Chg. Jun.10-Dec.09 |
2009 Jun. |
% Chg. Jun.10 - Jun.09 |
|
Asset |
415,870 |
403,521 |
(2.97) |
413,833 |
(2.49) |
|
Loans |
277,462 |
273,578 |
(1.40) |
278,975 |
(1.93) |
| - NPL |
24,841 |
25,464 |
2.51 |
25,797 |
(1.29) |
|
Deposit |
324,379 |
284,144 |
(12.40) |
334,321 |
(15.01) |
| Equity |
42,506 |
44,839 |
5.49 |
40,257 |
11.38 |
| Paid-up Shares |
21,128 |
21,128 |
- |
21,128 |
- |
| Share Outstanding |
2 ,113 |
2,113 |
- |
2,113 |
- |
| Income Statement |
| |
2009 |
6M10 |
% Chg. 6M10 - 6M09 |
6M09 |
|
Interest Income |
17,990 |
8,514 |
(8.86) |
9,342 |
| Interest Expense |
(5,402) |
(2,216) |
(28.49) |
(3,099) |
| Net Interest Income |
12,588 |
6,298 |
0.88 |
6,243 |
| Non-Interest Income |
4,526 |
2,055 |
(8.01) |
2,234 |
| Gross Income |
17,114 |
8,353 |
(1.46) |
8,477 |
| Operating Expense |
(9,568) |
(4,255) |
(5.74) |
(4,514) |
| Pre-Provision Profit |
7,546 |
4,098 |
3.41 |
3,963 |
| Provision for Bad Debt |
(2,254) |
(1,177) |
(19.05) |
(1,454) |
Reversal ( Loss )
from Debt restructure |
45 |
2 |
(71.43) |
7 |
| Tax |
(1,381) |
(679) |
- |
(679) |
| Net Profit |
3,956 |
2,244 |
22.16 |
1,837 |
| Performance Ratios |
| |
6M10 |
2009 |
6M09 |
| EPS* |
1.06 |
1.87 |
0.87 |
| ROE (%)* |
10.28 |
9.51 |
9.08 |
| ROA (%)* |
1.10 |
0.95 |
0.89 |
| Book Value (Bt/Share) |
21.22 |
20.12 |
19.05 |
| BIS (%) |
16.73 |
14.55 |
14.30 |
| - Tier 1 |
12.33 |
10.43 |
10.32 |
| - Tier 2 |
4.40 |
4.12 |
3.98 | |
Organization Chart
Y - Date Report (The Bank only)
