What is your maximum foreign shareholding limit?

The Bank's maximum foreign shareholding limit is 25%.

What are NPLs like currently?

As of Jun. 2010, The Bank's Gross NPL was Baht 25,464 million and Net NPL was Baht 12,948 million. Our current Gross NPL and Net NPL to loan ratios were 8.05% and 4.26% respectively, increased from Dec.2009 of 7.82% and 4.23%.

Why did the Bank set aside lower loan loss provision for the 1H10 than the same period last year?

The Bank had set aside provision of THB 1,177 million, decreased by THB 277 million from the same period last year.

What is the Bank's capital position?

As of Jun. 2010, the bank's capital was Baht 50,766 million. Capital adequacy ratio (CAR) was 16.73%, comprised of 12.33% for Tier 1, and 4.40% for Tier 2.

How can I obtain copies of SCIB's financial statements and annual reports?

To obtain a copy of the reports, it would be most convenient to download it from the SCIB's investor relations website, or it is also possible to contact our Investor Relations Division at 66-(0)-2208-5879.

How can I request additional information from SCIB?

You can contact our Investor Relations Division for information request by contact addresses below: